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Every editorial cartoon Bank Talkies has run, in one place.

Are Indian Influencers Striking Gold with Instagram Subscriptions?
Fintech

Are Indian Influencers Striking Gold with Instagram Subscriptions?

In the thriving world of digital content, Indian influencers are raking in big bucks from Instagram subscriptions. Subhashree Sahu, a content creator from Odisha, lost her account but previously earned ₹23 lakh a month from her 1.3 million followers. This trend reflects the lucrative side of social media, transforming passionate hobbies into solid income sources.

5 min read·Bank Talkies Desk
The Biggest Myth About Card Payments: Visa & Mastercard Aren't Taking Most of Your Money
Digital Banking

The Biggest Myth About Card Payments: Visa & Mastercard Aren't Taking Most of Your Money

Many believe that Visa and Mastercard take the lion's share of the fees whenever a credit card is swiped. However, the truth is far more nuanced. This article explores how Merchant Discount Rates are divided among various players in the payment ecosystem, explaining the roles of banks, payment gateways, and card networks. Understanding these dynamics reveals that the actual share taken by Visa and Mastercard is quite small, as most of the fees are retained by issuing banks and other payment facilitators.

10 min read·Bank Talkies Desk
Zepto Postpones IPO: Who Needs Funds When You Have Delivery Speed?
Fintech

Zepto Postpones IPO: Who Needs Funds When You Have Delivery Speed?

Zepto, the quick grocery delivery startup, recently announced that it has decided to delay its initial public offering (IPO) plans. While the startup has enjoyed a meteoric rise thanks to its lightning-speed deliveries, potential investors are left wondering if the delay hints at deeper issues within the company or the broader market. In this article, we explore what this postponement may signify for Zepto and the rapidly evolving sector it operates in.

5 min read·Bank Talkies Desk
UPI Fraud Explained: The Scams Behind the Convenience
Fraud

UPI Fraud Explained: The Scams Behind the Convenience

Most UPI fraud isn't a system hack at all - it's social engineering that tricks users into authorizing their own losses, usually by disguising a payment request as something else entirely.

6 min read·Bank Talkies Desk